Personal Loan In Kolkata

Fulfill Your Dream With RDQ Finserv Instant Personal Loan
In Kolkata at Lowest Interest Rate & Easy EMI Options.


Kolkata is a city where dreams are woven. People come to the city with dreams in their eyes and hope in their hearts. For some, their dreams get fulfilled, others compromise and move on. Yet the dreams never die. RDQ Finserv was created to ensure the fulfillment of these dreams. It was conceptualized to give the people of Kolkata a chance to live the life they desire. Making Kolkata its headquarters was a strategic decision. It enabled RDQ Finserv to feel the pulse of the people and cater to their needs through responsible lending.

By incorporating transparency in all its processes, RDQ Finserv makes it easy to apply for personal loans in Kolkata. From the application process to loan sanction and its subsequent disbursal, all processes are online and paperless. Opting for a personal loan from RDQ Finserv also comes with other benefits that make it easy to meet urgent and unprecedented financial requirements for users. For the people of Kolkata, this presents a wonderful opportunity. Kolkata has always supported people who are passionate about their dreams. RDQ Finserv, in keeping with this essence of Kolkata, hopes to do the same.

Features & Benefits of Personal Loan in Kolkata

What makes RDQ Finserv Personal Loan in Kolkata unique! It is not one factor but a culmination of several factors like:

personal loan in kolkata

Instant Approval

Personal loan in Kolkata ensures fast approval, once the application is submitted, the user will immediately get an in-principle approval.

personal loan in kolkata

Easy Eligibility Criteria

The eligibility criteria set by RDQ Finserv for personal loan in kolkata, a private finance company in Kolkata, are very easy to qualify.

personal loan in kolkata

Flexible Repayment Tenure

RDQ Finserv personal loans are offered for a maximum period of 36months. However, the final sanction of the tenure is the sole discretion of RDQ Finserv.

personal loan in kolkata

Easy and Simple Documentation

The documents required for applying for a personal loan in Kolkata can be easily submitted. Users just have to upload address and identity proof along with proof of income and employment.

personal loan in kolkata

Online Application

The application for the RDQ Finserv personal loan in kolkata is completely online. This makes it easy for users to apply for a loan from anywhere and at any time.

personal loan in kolkata

Check Loan Status Quickly

RDQ Finserv mobile app providing a personal login and user friendly dashboard where the borrowers can easily check their loan status like- approved, in the process, delayed or rejected.

What are the Eligibility Criteria users must fulfil for Personal Loan in Kolkata?

To apply for an instant online personal loan in Kolkata, users must fulfil the following eligibility criteria:

  • Salaried
  • Fall in the Age Range of 22 and 58 years
  • Earn a min monthly income of ₹15,000
  • Have at least a 1-year work experience

Note: For more query or information about eligibily for personal loan in kolkata, you can call our customer care number or you can also sign up for apply.

Personal Loan in Kolkata

What is the process of applying for a personal loan in Kolkata?

Applying for a personal loan from RDQ Finserv, the best personal loan company in Kolkata is completely online. The App is readily available on the Google Play Store and can be easily downloaded.

Personal Loan in Kolkata

Once you download the App onto your Smartphone, you have to follow the below-given processes:

  • Sign-up on our app
  • Check out the eligible Personal Loan criteria
  • Furnish the details required in the Loan application form
  • Upload the required documents
  • Submit the form

After the submission of the form, the loan approval takes only a few minutes. But the final disbursal of the loan is only done after all credentials, personal and financial, are checked and the user provides his/her bank and eNACH details. However, this process is also very quick.

The ability to get a personal loan in Kolkata approved and the money in the bank account on the same day is perhaps the biggest advantage of selecting RDQ Finserv as the lender. However, this swift action will only be fruitful if you meet all the eligibility criteria pre-decided by RDQ Finserv.

Personal Loan Kolkata FAQ

While your credit score is relevant, your loan sanction depends on several other factors also. But it is important to have a good credit score as it plays a decisive role in decisions regarding your loan tenure, loan amount and rate of interest.

No collateral is required for applying for a personal loan in RDQ Finserv. You have to fulfill the eligibility criteria of being salaried with a minimum monthly income of ₹15,000, 1-year work experience and being between the age range of 22 and 58 years.

There are no costs associated with applying for the loan. Once the loan gets approved, the processing fees and taxes get deducted from the loan amount. You do not have to pay for the same.

Once your loan gets sanctioned you will get the sanction letter in the email. It will list out all details regarding the loan sanctioned and the period for which the offer is valid. Once you provide the eNach details, only then will the loan get disbursed.

RDQ Finserv’s sanction for an instant online personal loan in Kolkata is valid for a certain time period. This is mentioned in the sanction letter. If you do not avail of the loan within this time period, the sanction becomes null and void. But there are no penalty charges associated with the same.

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